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Credit Report

To assist with your bad credit and help you become financially stable, National Credit Organization (NCO) offers high class credit repair services at affordable rates. We guide you how to get your credit reports which will provide you with an idea of the status of your present credit. Through our excellent services, we have created a good impression among clients, and made ourselves a touch above than others within the credit repair industry.

There are various ways through which you can order your credit reports. You can get them through the mail or order them online. The three credit repair agencies are: Equifax, Experian and TransUnion. If you order your reports by mail, you should receive your reports, on average, within 7 to 10 days. On the other hand, for immediate access, ordering online is the best option. If you order online, make sure you get the "full view" or "printable version" of the report. Once you get your reports you can either print them out or save them as a pdf document.

ORDER ONLINE - Receive immediately and print

IMPORTANT NOTE : When printing reports online, be sure to select the “Printer Friendly” or “Full View” version of the report before printing. By using these links below, you will obtain the proper credit report. Click the appropriate links below to order your reports.

FREE CREDIT REPORTS : New legislation has passed to allow each individual a free copy of their credit report from each credit bureau, once per year. If you have not obtained your free credit reports this year, please check this link first before ordering your reports below. You will need to open a new browser window and type in the following website address:

Equifax :

Experian :

TransUnion :

ORDER BY MAIL - Receive in 7 to 10 days

This is the best way to order your reports if you have been denied credit in the last 60 days.

Mail the following letter to each of the three bureaus:

  • To whom it may concern, please send me a copy of my credit report.
  • My full Name { Last, First, Middle. Jr. SR, III }
  • Current Address and Zip Code
  • Former Addresses and Zip Code in Last 2 Years
  • Social Security Number and Date of Birth When requesting reports by mail you MUST send Certification of Name and Address, such as Copy of Drivers License, SS Card, Bank Statement, Public Utility Statement or something that certifies proper person is requesting credit report. If you are requesting an additional report for your spouse, then the same information above is needed along with proof of identification. Your address identification MUST match your current address. Send a $10.00 check or money order with each credit report request letter or send a copy of your credit denial letter received within the last 60 days if requesting a complimentary copy of your report.



P.O. BOX 2002



P.O. BOX 740256



P.O. BOX 2000

ORDER BY PHONE - Receive in 7 to 10 days

You must have a credit card or debit card to order by phone.

If you have been denied credit in the last 60 days please have your denial letter readily available.

  • EQUIFAX : 1-800-685-1111
  • EXPERIAN : 1-800-311-4769
  • TransUnion : 1-800-916-8800

Once obtained mail original reports to :

NCO File Processing

9800 Centre Parkway, Suite 800
Houston, TX 77036


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